How long does it take to obtain a Letter of Map Amendment (LOMA), Letter of Map Revision (LOMR), or physical map revision?

For single building or single lot determinations that do not involve changes to BFEs or floodways, a LOMA or LOMR can usually be issued by FEMA within four weeks. LOMAs and LOMRs involving multiple lots or multiple buildings usually require about eight weeks for FEMA to process. LOMRs involving decreases in BFEs or floodways take approximately twelve weeks for FEMA processing. If changes in flooding conditions are extensive or if BFEs increase, a physical map revision will be required, which may take 12 months or longer.

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1. What does FEMA stand for?
2. What is a flood?
3. What is a floodplain?
4. What is the National Flood Insurance Program (NFIP)?
5. How does the National Flood Insurance Program (NFIP) benefit the community?
6. What is the Community Rating System (CRS)?
7. What is a 100-Year Flood Zone or Special Flood Hazard Area (SFHA)?
8. What is a Flood Insurance Rate Map (FIRM)?
9. What is a base flood elevation (BFE)?
10. What are my odds of flooding within a 100-year floodplain?
11. How do I know if I am in a flood zone?
12. My house is in a floodplain - what do I need to know?
13. Who has to buy flood insurance?
14. What is Pre-FIRM and Post-FIRM?
15. What is an Elevation Certificate?
16. Who can prepare an Elevation Certificate?
17. Why should I have an Elevation Certificate for my property?
18. What is a Letter of Map Change (LOMC)?
19. What are the different types of LOMC?
20. How long does it take to obtain a Letter of Map Amendment (LOMA), Letter of Map Revision (LOMR), or physical map revision?
21. My mortgage company has informed me that my house is in a floodplain and that I will be required to purchase flood insurance - what do I need to know?
22. What is floodplain management?
23. Where can I find more information about the Federal Emergency Management Agency (FEMA) and the National Flood Insurance Program (NFIP)?